Fix-and-Flip Properties in Miami, FL
Distressed or undervalued properties purchased for renovation and resale at a profit. Fix-and-flip properties offer high potential returns but require renovation experience and capital.
Avg Value
$350K
Rehab Cost
$75K
Profit Margin
20%
Potential
Very High
Risk
Medium
Fix-and-flip properties in Miami, distressed single-family, condos, and small multifamily, create constant deal flow for investors who can close fast and fund renovations. Hard Money Lenders of Miami provides fix-and-flip financing that covers both purchase and rehab, with draws released as work progresses.
We fund up to 100% of purchase and 100% of rehab for qualified investors. Our typical term is 6-12 months, with flexible extensions when projects run longer. We evaluate the after-repair value (ARV), your renovation budget, and your exit strategy, not your tax returns.
First-time flippers with solid plans and qualified contractors can qualify. We've funded investors flipping in Coconut Grove, Doral, Hialeah, and across South Florida. Speed matters: we typically close in 7-10 days so you can secure deals before they're gone.
What to Expect
We fund purchase and rehab in a single loan. Draws release as milestones are met.
ARV drives the loan amount. We typically lend 70-75% of ARV minus repairs.
First-time flippers with solid plans and qualified GCs can qualify. Experience helps but isn't required.
Typical close: 7-10 days. Speed matters for competitive Miami deals.
Typical Properties
We finance these property types throughout Miami-Dade County. Our flexible terms accommodate a range of strategies, from fix-and-flip to long-term rental.
- , Distressed homes
- , Foreclosures
- , Auction properties
- , Fixer-uppers
- , Ugly houses
- , HUD properties
- , Bank-owned properties
Why Choose Hard Money Lenders of Miami
- , 24-48 hour approval process, Miami deals don't wait
- , Asset-based lending, property value drives approval, not just credit
- , No prepayment penalties, exit when it makes sense
- , Local Miami expertise, we know the market
- , Flexible terms, tailored to your investment needs
How It Works
Frequently Asked Questions
How much rehab can you fund for fix-and-flip?
We can fund up to 100% of purchase and 100% of rehab for qualified investors. Funds release in draws as work progresses.
What's the typical fix-and-flip term in Miami?
Most fix-and-flip loans run 6-12 months. We offer flexible terms to match your project timeline.
Do I need experience to flip in Miami?
Experience helps but isn't always required. We evaluate each deal on its merits. First-time flippers with solid plans can qualify.
How quickly can I get funded for a flip?
We typically close in 7-10 days. For competitive Miami deals, speed matters, we move fast.
What drives the loan amount?
ARV (after-repair value) drives the structure. We typically lend 70-75% of ARV minus repairs. Your purchase price, rehab budget, and projected sale price determine the loan.
How does the draw process work?
Funds release after inspections at milestones: demo/rough-in, mechanicals, finishes, final. We move quickly on inspections so you're not waiting for funds.
Who Invests in Fix-and-Flip Properties?
Get Financing
Ready to finance your fix-and-flip properties in Miami? Contact us for a quick quote.
Apply NowCall 305-928-2678Explore Other Property Types
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