Hard Money Loans in South Miami, FL

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About South Miami, FL

A vibrant urban center with walkable neighborhoods and strong commercial activity. South Miami offers diverse investment opportunities in residential and commercial properties through hard money lending.

South Miami's mix of residential and commercial creates diverse investment opportunities. We fund fix-and-flip, rental property, and small commercial throughout South Miami.

Typical close: 7-14 days. We know South Miami's local dynamics and structure financing to match your strategy.

✓ Investor-friendly market, ideal for hard money financing

hard money loansSouth Miami real estateurban livingcommercial propertieswalkable community

Nearby Hospitals

  • CUTM Hospital
  • Mount Sinai Medical Center

Nearby Universities

  • Florida International University

Region

Central Miami-Dade, Miami-Dade County

Why Choose Hard Money Lenders of Miami in South Miami, FL?

  • , 24-48 hour approval process, Miami deals don't wait
  • , Asset-based lending, property value drives approval, not just credit
  • , No prepayment penalties, exit when it makes sense
  • , Local Miami expertise, we know the market
  • , Flexible terms, tailored to your investment needs

How It Works

  1. 1
    Apply, Call us at 305-928-2678 or submit our contact form with your property details.
  2. 2
    Get Approved, We review your deal and typically respond within 24-48 hours with terms.
  3. 3
    Close, We fund in 7-10 days. You get the capital you need to close your Miami deal.

Frequently Asked Questions

What loan types do you offer in this area?

We offer DSCR rental loans, fix-and-flip, construction, commercial, bridge, equity, and auction purchase loans throughout Miami-Dade County.

How fast can I get funded?

Our typical timeline is 7-14 days from application to funding. We move fast because Miami real estate doesn't wait.

Do you require tax returns?

Our asset-based approach focuses on the property. We often don't need personal tax returns for qualified investors.

What's the first step?

Call us at 305-928-2678 or fill out our contact form. We'll discuss your project and get you a quick quote.

What property types do you finance?

We finance residential (single-family, condos, multifamily), commercial, land, and mixed-use throughout Miami-Dade. We match the product to your specific project.

Are there prepayment penalties?

No. We don't charge prepayment penalties. Refinance or sell when it makes sense for your strategy.

What areas do you serve?

All of Miami-Dade County, Miami, Miami Beach, Hialeah, Doral, Kendall, Coral Gables, and surrounding cities. We know the local market.

Population

26,200

Avg Property Value

$425,000

Avg Rent

$2,100/mo

County

Miami-Dade County

Location