Hard Money Loans in Miami, FL

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About Miami, FL

The vibrant heart of South Florida, Miami offers endless opportunities for real estate investors. Known for its diverse neighborhoods, luxury properties, and thriving commercial sector, Miami is a prime market for hard money lending.

Miami's core neighborhoods, Downtown, Brickell, Wynwood, the Design District, Little Havana, offer diverse investment opportunities. From fix-and-flip in transitional areas to rental acquisitions in established corridors, we've funded hundreds of Miami investors. Our typical close: 7-14 days.

We understand Miami's zoning, permitting timelines, and what makes a deal work in each submarket. Commercial, residential, and mixed-use, we structure financing to match your strategy and timeline.

✓ Investor-friendly market, ideal for hard money financing

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Nearby Hospitals

  • Jackson Memorial Hospital
  • University of Miami Hospital

Nearby Universities

  • University of Miami
  • Florida International University

Region

South Florida, Miami-Dade County

Why Choose Hard Money Lenders of Miami in Miami, FL?

  • , 24-48 hour approval process, Miami deals don't wait
  • , Asset-based lending, property value drives approval, not just credit
  • , No prepayment penalties, exit when it makes sense
  • , Local Miami expertise, we know the market
  • , Flexible terms, tailored to your investment needs

How It Works

  1. 1
    Apply, Call us at 305-928-2678 or submit our contact form with your property details.
  2. 2
    Get Approved, We review your deal and typically respond within 24-48 hours with terms.
  3. 3
    Close, We fund in 7-10 days. You get the capital you need to close your Miami deal.

Frequently Asked Questions

What loan types do you offer in this area?

We offer DSCR rental loans, fix-and-flip, construction, commercial, bridge, equity, and auction purchase loans throughout Miami-Dade County.

How fast can I get funded?

Our typical timeline is 7-14 days from application to funding. We move fast because Miami real estate doesn't wait.

Do you require tax returns?

Our asset-based approach focuses on the property. We often don't need personal tax returns for qualified investors.

What's the first step?

Call us at 305-928-2678 or fill out our contact form. We'll discuss your project and get you a quick quote.

What property types do you finance?

We finance residential (single-family, condos, multifamily), commercial, land, and mixed-use throughout Miami-Dade. We match the product to your specific project.

Are there prepayment penalties?

No. We don't charge prepayment penalties. Refinance or sell when it makes sense for your strategy.

What areas do you serve?

All of Miami-Dade County, Miami, Miami Beach, Hialeah, Doral, Kendall, Coral Gables, and surrounding cities. We know the local market.

Population

467,963

Avg Property Value

$450,000

Avg Rent

$2,200/mo

County

Miami-Dade County

Location