Hard Money Loans in Miami Beach, FL

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About Miami Beach, FL

An iconic coastal destination known for luxury real estate, tourism, and vibrant nightlife. Miami Beach offers high-value investment opportunities in hotels, condos, and vacation rentals.

Miami Beach's condo market, single-family pockets, and commercial corridors require financing that understands local dynamics. We fund condos, townhouses, and small commercial throughout Miami Beach. Non-warrantable condos may have different terms, contact us to discuss.

Beach investors often need speed. We typically close in 7-14 days and offer asset-based underwriting. Fix-and-flip, rental, bridge, and refinancing, we match the product to your plan.

✓ Investor-friendly market, ideal for hard money financing

hard money loansMiami Beach real estateluxury propertiesvacation rentalsbeachfront investments

Nearby Hospitals

  • Mount Sinai Medical Center
  • Jackson Memorial Hospital

Region

Miami Beach, Miami-Dade County

Why Choose Hard Money Lenders of Miami in Miami Beach, FL?

  • , 24-48 hour approval process, Miami deals don't wait
  • , Asset-based lending, property value drives approval, not just credit
  • , No prepayment penalties, exit when it makes sense
  • , Local Miami expertise, we know the market
  • , Flexible terms, tailored to your investment needs

How It Works

  1. 1
    Apply, Call us at 305-928-2678 or submit our contact form with your property details.
  2. 2
    Get Approved, We review your deal and typically respond within 24-48 hours with terms.
  3. 3
    Close, We fund in 7-10 days. You get the capital you need to close your Miami deal.

Frequently Asked Questions

What loan types do you offer in this area?

We offer DSCR rental loans, fix-and-flip, construction, commercial, bridge, equity, and auction purchase loans throughout Miami-Dade County.

How fast can I get funded?

Our typical timeline is 7-14 days from application to funding. We move fast because Miami real estate doesn't wait.

Do you require tax returns?

Our asset-based approach focuses on the property. We often don't need personal tax returns for qualified investors.

What's the first step?

Call us at 305-928-2678 or fill out our contact form. We'll discuss your project and get you a quick quote.

What property types do you finance?

We finance residential (single-family, condos, multifamily), commercial, land, and mixed-use throughout Miami-Dade. We match the product to your specific project.

Are there prepayment penalties?

No. We don't charge prepayment penalties. Refinance or sell when it makes sense for your strategy.

What areas do you serve?

All of Miami-Dade County, Miami, Miami Beach, Hialeah, Doral, Kendall, Coral Gables, and surrounding cities. We know the local market.

Population

87,588

Avg Property Value

$950,000

Avg Rent

$4,500/mo

County

Miami-Dade County

Location