Hard Money Refinancing in Miami, FL
Refinance existing hard money loans with new financing at better terms. Perfect for investors looking to reduce interest rates, extend terms, or take cash out for new investments.
Loan Range
$100,000 – $5,000,000
Rate
8.5%
LTV
70%
Term
60 mo
Ideal For
3 borrower types
Hard money refinancing from Hard Money Lenders of Miami helps investors optimize their capital structure, better rates, longer terms, or cash out. We refinance from other hard money lenders, traditional banks, and portfolio loans. We can typically go up to 70% LTV on refinances.
Refinancing makes sense when you want to improve terms, extend your hold, or take cash out for new acquisitions. We evaluate the property's value and your current loan balance. Our asset-based approach means fast approval.
Typical close: 7-14 days. We help Miami investors who've outgrown their current financing or want to restructure for better flexibility.
What to Expect
We refinance from other hard money lenders, banks, and portfolio loans.
Cash-out amounts depend on property value and current loan balance. Typically up to 70% LTV.
Improve terms, extend hold, or take cash out for new acquisitions.
Typical close: 7-14 days.
Typical Use Cases
Hard Money Refinancing work well for these scenarios. We tailor terms to your specific Miami project and timeline.
- , Rate reduction
- , Term extension
- , Cash-out refinancing
- , Portfolio restructuring
- , Debt consolidation
Requirements
- , Current loan details
- , Property appraisal
- , Financial statements
- , Exit strategy
Pros
- +Better terms
- +Cash out options
- +Longer terms
- +Portfolio optimization
Cons
- −Property required as collateral
- −Refinancing costs
- −Market conditions affect rates
Ideal For
Why Choose Hard Money Lenders of Miami for Hard Money Refinancing?
- , 24-48 hour approval process, Miami deals don't wait
- , Asset-based lending, property value drives approval, not just credit
- , Loan amounts from $100,000 to $5,000,000
- , Terms from 6 to 60 months, flexible for your timeline
- , No prepayment penalties, exit when it makes sense
- , Local Miami expertise, we know the market
How It Works
- 1Apply, Call us at 305-928-2678 or submit our contact form with your property details.
- 2Get Approved, We review your deal and typically respond within 24-48 hours with terms.
- 3Close, We fund in 7-10 days. You get the capital you need to close your Miami deal.
Hard Money Refinancing at a Glance
Frequently Asked Questions
When does refinancing make sense?
Refinance when you want better rates, longer terms, or to take cash out. We help Miami investors optimize their capital structure.
Can I refinance from another hard money lender?
Yes. We regularly refinance loans from other private lenders when we can offer better terms.
What's the typical rate on refinancing?
Rates vary by property and loan size. We typically offer competitive rates for qualified refinances, contact us for a quote.
How much cash can I take out?
Cash-out amounts depend on your property's value and current loan balance. We can typically go up to 70% LTV on refinances.
How fast can I close on a refinance?
Typically 7-14 days. We move fast for Miami investors who want to optimize their financing.
Property Types We Finance
Get Started
Ready to apply for Hard Money Refinancing? Contact us today for a quick quote.
Apply NowCall 305-928-2678*Not available in all states, certain restrictions regarding population. Certain credit and experience requirements for max leverage.
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