Equity Loans in Miami, FL
Leverage the equity in your existing properties to fund new investments. Perfect for experienced investors looking to expand their portfolio without additional cash outlay.
Loan Range
$100,000 – $5,000,000
Rate
8%
LTV
50%
Term
36 mo
Ideal For
3 borrower types
Equity loans from Hard Money Lenders of Miami let you tap the equity in your existing properties to fund new investments, without selling. Ideal for portfolio expansion, down payments on new acquisitions, or business capital. We typically offer up to 50% LTV on equity extraction.
Our asset-based approach focuses on the collateral property's value. We don't require tax returns for most deals. Many investors use equity loans to fund down payments on new acquisitions, avoiding the need for additional cash.
Typical timeline: 7-14 days. We evaluate the property's value and your equity position. No prepayment penalties, use the capital when you need it, pay it off when you don't.
What to Expect
We typically offer up to 50% LTV on equity extraction. Lower LTV means competitive rates.
Use equity for down payments, new acquisitions, or business capital.
Asset-based: we focus on the collateral property's value.
Typical close: 7-14 days. No prepayment penalties.
Typical Use Cases
Equity Loans work well for these scenarios. We tailor terms to your specific Miami project and timeline.
- , Portfolio expansion
- , Equity extraction
- , Secondary financing
- , Portfolio diversification
- , Cash-out refinancing
Requirements
- , Property appraisal
- , Equity documentation
- , Investment plan
- , Credit analysis
Pros
- +Use existing equity
- +Competitive rates
- +Longer terms
- +Tax advantages
Cons
- −Requires existing equity
- −Property used as collateral
- −Lower LTV ratios
Ideal For
Why Choose Hard Money Lenders of Miami for Equity Loans?
- , 24-48 hour approval process, Miami deals don't wait
- , Asset-based lending, property value drives approval, not just credit
- , Loan amounts from $100,000 to $5,000,000
- , Terms from 6 to 36 months, flexible for your timeline
- , No prepayment penalties, exit when it makes sense
- , Local Miami expertise, we know the market
How It Works
- 1Apply, Call us at 305-928-2678 or submit our contact form with your property details.
- 2Get Approved, We review your deal and typically respond within 24-48 hours with terms.
- 3Close, We fund in 7-10 days. You get the capital you need to close your Miami deal.
Equity Loans at a Glance
Frequently Asked Questions
What is an equity loan?
Equity loans let you tap the equity in your existing properties to fund new investments, without selling. Ideal for portfolio expansion in Miami.
What LTV do you offer on equity loans?
We typically offer up to 50% LTV on equity extraction. Lower LTV means competitive rates and flexible terms.
Can I use equity for a down payment?
Yes. Many investors use equity loans to fund down payments on new acquisitions, avoiding the need for additional cash.
How long does equity loan approval take?
Our process typically takes 7-14 days. We focus on the collateral property's value and your equity position.
Are there prepayment penalties?
No. Use the capital when you need it, pay it off when you don't.
Property Types We Finance
Get Started
Ready to apply for Equity Loans? Contact us today for a quick quote.
Apply NowCall 305-928-2678*Not available in all states, certain restrictions regarding population. Certain credit and experience requirements for max leverage.
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