Small Business Owners in Miami, FL
Entrepreneurs and business owners seeking real estate investments to support their business operations or expand their investment portfolio. Small business owners value quick, flexible financing solutions.
Avg Loan Size
$600,000
Small business owners often have capital tied up in operations, irregular income that doesn't fit bank templates, and real estate goals that require flexibility. Hard Money Lenders of Miami provides commercial property loans, bridge financing, and equity loans for business owners investing in Miami real estate, whether for their own business use or as an investment.
We finance owner-occupied commercial properties, investment real estate, and mixed-use assets. Our asset-based approach focuses on the property's value and income potential, not just business financials. We understand that business owners may have complex structures, partnerships, S-corps, LLCs, and we work with your situation.
From purchasing a building for your business to acquiring an investment property that generates passive income, we fund deals that traditional lenders often pass on. Typical timeline: 7-14 days. Typical loan size: $100K to $5M+ depending on the asset.
What to Expect
We finance both owner-occupied and investment commercial properties. If you're buying a building for your business, we can structure owner-occupied terms. Investment properties use standard commercial underwriting.
Asset-based lending means we focus on the property. Business financials may be requested for context, but the property's value and income drive the decision. We understand that business income can be irregular.
Bridge loans work when you need to move quickly, acquiring a property before selling another, or securing a deal before arranging long-term financing. We can close in 7-14 days.
Equity loans let you tap existing property value to fund new acquisitions or business needs. We typically offer up to 50% LTV on equity extraction, with competitive rates for strong collateral.
Typical Use Cases
Small Business Owners in Miami-Dade often use hard money for these purposes. Our flexible terms accommodate a range of strategies and timelines.
- , Business real estate
- , Commercial space
- , Investment properties
- , Portfolio diversification
- , Business expansion
Success Factors
Borrowers who succeed with hard money financing typically bring these strengths to the table. We evaluate each deal holistically, experience helps, but a solid plan and qualified team matter most.
- , Business stability
- , Exit strategy
- , Market knowledge
- , Financial planning
Why Choose Hard Money Lenders of Miami
- , 24-48 hour approval process, Miami deals don't wait
- , Asset-based lending, property value drives approval, not just credit
- , No prepayment penalties, exit when it makes sense
- , Local Miami expertise, we know the market
- , Flexible terms, tailored to your investment needs
How It Works
Frequently Asked Questions
What real estate financing do you offer small business owners?
We offer commercial property loans, bridge loans, and equity loans for business owners investing in Miami real estate.
Can I use a loan for my business property?
Yes. We finance owner-occupied and investment commercial properties for business owners.
Do you require business financials?
Our asset-based approach focuses on the property. We may request business info for context.
How fast can I get funded?
Typically 7-14 days. We move fast for Miami business owners.
Can I use equity from existing property for new acquisitions?
Yes. Equity loans let you tap existing property value to fund new acquisitions or business needs. We typically offer up to 50% LTV on equity extraction.
Do you work with LLCs and partnerships?
Yes. We understand business owners may have complex structures, partnerships, S-corps, LLCs. We work with your situation.
Get Started
Ready to explore hard money financing for small business owners? Contact us today for a quick quote.
Apply NowCall 305-928-2678Explore Other Borrower Types
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Professionals specializing in residential development projects, from ground-up construction to major renovations. Residential developers need fast, reliable financing to manage project timelines and budgets.
Commercial Developers
Developers focused on commercial real estate projects including retail, office, industrial, and mixed-use developments. Commercial developers require substantial, flexible financing for complex projects.
Fix-and-Flip Projects
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