Real Estate Investors in Miami, FL
Experienced investors who purchase, renovate, and sell properties for profit. Whether flipping single-family homes or building rental portfolios, real estate investors rely on hard money for quick, flexible financing.
Avg Loan Size
$500,000
Portfolio
5 Properties
Real estate investors in Miami-Dade County face a unique market: competitive deals, fast-moving inventory, and the need for capital that traditional lenders can't provide quickly enough. Hard Money Lenders of Miami was built specifically for investors who need to move fast, whether you're flipping a distressed property in Hialeah, acquiring a rental in Kendall, or building a portfolio across Coral Gables and Miami Beach.
Our asset-based approach means we evaluate the deal, not just your W-2. We understand that experienced investors often have capital tied up in other projects, complex tax structures, or income that doesn't fit the conventional lending box. That's why we focus on the property's value, your exit strategy, and the numbers that matter.
From fix-and-flip to long-term rental acquisition, we've funded hundreds of Miami investors. Our typical timeline is 7-14 days from application to funding, because in this market, the best deals don't wait for 45-day bank approvals.
What to Expect
Loan amounts typically range from $100K to $5M+, with terms from 6 months to 5 years depending on the strategy. Fix-and-flip loans run shorter; rental and commercial loans can extend to match your hold period.
We don't require tax returns for most deals. Asset-based underwriting means the property, your experience, and your exit strategy drive approval. Documentation is streamlined: purchase contract, scope of work (if rehab), and property details.
Prepayment penalties are not part of our standard terms. Exit when it makes sense, refinance, sell, or pay off, without penalty. We want your business for the long term, not a single transaction.
Miami-Dade County includes dozens of submarkets with different dynamics. We know Coconut Grove, Kendall, Hialeah, Doral, Miami Beach, and the suburban corridors. Local expertise means we understand values, rents, and what makes a deal work.
Typical Use Cases
Real Estate Investors in Miami-Dade often use hard money for these purposes. Our flexible terms accommodate a range of strategies and timelines.
- , Property flipping
- , Renovation projects
- , Portfolio building
- , Arbitrage opportunities
- , Rental property acquisition
Success Factors
Borrowers who succeed with hard money financing typically bring these strengths to the table. We evaluate each deal holistically, experience helps, but a solid plan and qualified team matter most.
- , Market knowledge
- , Renovation expertise
- , Exit strategy clarity
- , Financial discipline
Why Choose Hard Money Lenders of Miami
- , 24-48 hour approval process, Miami deals don't wait
- , Asset-based lending, property value drives approval, not just credit
- , No prepayment penalties, exit when it makes sense
- , Local Miami expertise, we know the market
- , Flexible terms, tailored to your investment needs
How It Works
Frequently Asked Questions
What loan types do you offer real estate investors in Miami?
We offer fix-and-flip, rental property (DSCR), construction, bridge, equity, and commercial loans. We tailor terms to your specific Miami investment strategy.
How fast can I get funded as an investor?
Typically 7-14 days. We understand Miami deals move fast, we're built for investor speed.
Do you require tax returns for investors?
Our asset-based approach often means we don't need personal tax returns. The property and your experience drive approval.
What's the typical loan size for investors?
We fund from $100K to $5M+ depending on the deal. Contact us for a quick quote on your Miami project.
Can first-time investors qualify?
Yes. We evaluate each deal on its merits. A solid plan, qualified contractor (for rehab), and realistic numbers matter more than years of experience.
Do you have prepayment penalties?
No. We don't charge prepayment penalties. Exit when it makes sense, refinance, sell, or pay off, without penalty.
What Miami areas do you know best?
All of Miami-Dade County. We've funded deals in Coconut Grove, Kendall, Hialeah, Doral, Miami Beach, Coral Gables, and suburban corridors. Local expertise means we understand values and rents.
Get Started
Ready to explore hard money financing for real estate investors? Contact us today for a quick quote.
Apply NowCall 305-928-2678Explore Other Borrower Types
Residential Developers
Professionals specializing in residential development projects, from ground-up construction to major renovations. Residential developers need fast, reliable financing to manage project timelines and budgets.
Commercial Developers
Developers focused on commercial real estate projects including retail, office, industrial, and mixed-use developments. Commercial developers require substantial, flexible financing for complex projects.
Fix-and-Flip Projects
Homeowners and investors purchasing distressed properties to renovate and sell for profit. Fix-and-flip projects require quick funding, renovation budget support, and streamlined closing processes.
Property Rehab Projects
Projects focused on significant renovations and improvements to increase property value. Property rehab projects benefit from construction loans and draw-based funding structures.